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First
Manager for JTACCUL
A full time Manager of the Credit Union was appointed due to the workload.
Mr. G. W. Little, Treasurer, became the first Manager in 1961.
Managers over the period:
| Mr. G.
L. Little |
1961-1974 |
| Mr. Lemuel
Lindo |
1974-1976 |
| Mr. Keith
Hall |
1976-1977 |
| Mr. Desmond
Gascoigne |
1977-1987 |
| Mrs. Barbara
Gascoigne (nee Oxford) |
1987 -
present |
First
President becomes Manager
Mr. Desmond Gascoigne resigned as President and assumed the position
as Manager on 1st April 1997. Prior to becoming Manager he was the
only Regional Officer and almost single handedly increased membership
and shares. Under his management much was accomplished.
- Branches were established island-wide
- Computerization
- The development of the Planning & Implementation and Evaluation (PIE)
sessions.
- Annual General Meetings were held annually.
- There was a tremendous growth in shares, loans and membership.
- Staff growth and development improved.
- The membership grew from 165 to 17, 500. Shares from $4,000 to $30,000
and loans from nothing to $32,000,000.
The Presidents were as follows:
| Mr. D.
C. Gascoigne |
1959-1977 |
| Mr. S.
W. Isaac-Henry |
April 1977
- Sept 1977 |
| Rev. U.
C. Wolfe |
1977-1984 |
| Mr. W.
A. Titus |
1984-1987 |
| Mr. R.
K. Ellis |
1987 -
present |
The Board of Directors
had to be increased from 7 to 15 to help monitor the branch network
and the fast growing organization and more importantly for membership
representation island-wide.
The present Board comprises 15 members, the Supervisory Committee,
6 members, and the Credit Committee, 5 members.
For representation and administration, the island is divided into
five (5) regions as follows:
| Region
1 |
Kingston,
St. Andrew and St. Catherine |
| Region
2 |
Portland
and St. Thomas |
| Region
3 |
St.
Mary, St. Ann and Trelawny |
| Region
4 |
St.
James, Hanover and Westmoreland |
| Region
5 |
St.
Elizabeth, Manchester and Clarendon |
At least two (2)
directors represent one region, and five (5) are at large. Nine of
the 15 members are Executive Board and there are six officers
The Executive Board meets monthly and the full board meets quarterly
to review and act on the reports of the Credit Union. They are responsible
for the general direction and control of the affairs of the Credit
Union.
Supervisory Committee
The responsibility vested in this Committee guards the interest of
the shareholders. They act as auditors by seeing to it that the policies
of the Credit Union are not violated and that the operation of the
Credit Union is transparent. Loans which are above the Loans Officers
or designated officers limits are acted upon by the Credit Committee
and all loans acted upon by the Officers mentioned become a part of
the Credit Committee's record.
Finance Committee
This Committee monitors the financial aspects of the organization.
It has been able to help to achieve financial success in the maintenance
of the organization and increase in surplus.
Promotion and Education Committee
This Committee helps to monitor the promotion of products/services
and the education of the membership. It was also responsible for the
planning of the 40th Anniversary celebration. A sub committee was
formed to this. The organization thanks the committee for their tremendous
effort as this was an overwhelming success.
Delinquency Committee
The committee monitors the delinquency aspect of the loan portfolio
and has been able to achieve success. The delinquency ratio is one
of the lowest in the Movement.
Management and Staff
Presently, there are four (4) divisions with a complement of 77 staff
broken down as follows:
- General Manager's Office
- Administration
- Banking Operations
- Finance & Information Technology
 
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